Insurance

life insurance advisorlinkLife is a journey and one worth planning for however there are some things in life which are unplanned. This is where managing life’s risks are important. You need to identify what risks would prevent you from achieving your life goals and then you need to decide whether these risks can be avoided, reduced, retained or offset.

  • Life Insurance – provides a lump sum in the event of cancer, heart attack, stroke and more.
  • Total and Permanent Disablement (TPD) Insurance – provides a lump sum benefit payable if you can no longer work or perform home duties.
  • Trauma or Critical Illness Insurance – provides a lump sum in the event of cancer, heart attack, stroke and more.
  • Income Protection Insurance – provides a monthly income should you not be able to work.
  • Key Person Insurance
  • Business Expenses – covers business expenses in the event of certain circumstances.
  • Business Succession
  • Child Trauma or Child Cover – provides financial assistance for parents when children are sick, disabled or suffer a traumatic event.
  • Home Duties Cover -insurance for anyone that is unable to attain income protection as a result of their occupation class.

For further information regarding any of the above insurances contact our office to speak with one of our experts on 07 5446 3186 or email info@sterlingadvice.com.au.

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